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Apply now for a better mortgage experience with Bay Capital Mortgage
My goal is to provide you with an excellent experience in getting your mortgage. I’ve been in the lending environment for too many years. Starting in the late 1980’s, after attending the University of Maryland, I became a licensed Realtor. That was a fun and exciting learning experience for a few years, but I found I enjoyed helping my clients navigate the world of lending better than selling new homes. With a clear and informative prospective, I like to break things down and make it simple. These are complex times and mortgages are complex securities with rules and guidelines that change and vary from program to program. It’s not a hard process as long as you understand what’s expected. I also enjoy conducting periodic reviews to help improve your credit scores to make sure you’re in the best position to refinance or purchase a home.
During off hours, I enjoy the outdoors. Playing golf, hiking & biking and swimming are passions of mine. I enjoy spending time with my son and playing in the yard with my best girl and with our rescued dog.
"Stephan was incredibly helpful in navigating the whole process of applying for a home loan. He was incredibly attentive to all of my questions and concerns. I felt confident that he was looking out for my best interest"
- Stepahnie B.