RAY CAMPBELL
Apply now for a better mortgage experience with Bay Capital Mortgage
RAY CAMPBELL
SVP-Area Market Manager
rcampbell@baycapitalmortgage.com
945-941-0321
NMLS# 200493
State of TX NMLS# 39610
Ray has been assiting homeowners find the best financing for their financial goals and homeownership since 2004. Originally starting in AZ, then along the east coast and into DFW in 2017 Ray has consistently held integrity, communication and client service at the top of priorities for all clinets and partners. As SVP and Area Market Leader, Ray brings his experience to build our Texas market! Ray and his team focus on providing clients with all of their loan options and assisting throughout the homebuying process to ensure a smooth transaction for everyone. With extensive experience originating thousands of loans their team can assist all buyers from first time home buyers with FHA, USDA and down payment assistance programs, to experienced investors as well as high net worth individuals looking for jumbo financing and creative structurting.
I wish I would have found this company when I purchased my first home - Ray and his team pulled all the strings they could to make my purchase possible, thanks to them we are in a bigger and better home!! Thanks Ray I will definitely use you again and recommend anyone to use them! I'd give 10 stars if I could!
FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.
Payment / Amortization Calculator
Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator
Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator
Determine the estimated tax savings with a new loan.