Vice President



NMLS# 312971

After 25 years in the mortgage business, Mike looks forward to coming to work every day to help clients navigate through the mortgage process. Mike started his career at JP Morgan Chase and spent the next 18 years there. He has been a presence in Washington county working with the local realtors in MD, PA and WV and has been an active member of the Penmar Association of Realtors for 25 years. 


Whether it’s buying your first home, buying investment properties or refinancing Mike has the experience to find the best solutions. Using the best tools and resources Mike can deal with the unique needs of each client. As a military veteran, Mike especially enjoys working with other veterans to obtain VA loans and specializes in all the Government loan programs including ones that are regionally exclusive and knows the path to take for a seamless customer experience. 


Please contact Mike for competitive rates on FHA, VA, USDA, CDA, FNMA and FHLMC residential mortgages. You will get first class service that will amaze.

"We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance."

Apply now for a better mortgage experience with Bay Capital Mortgage