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Larry is a new member on the Bay Capital Mortgage team but, with over nine years of experience as a loan officer, he’s no stranger to the mortgage industry.
A retired Naval Flight Officer, with over 21 years of military experience, in both the United States Air Force and the United States Navy, he is widely recognized for his expertise in all areas related to VA loan programs and benefits.
He also has extensive experience in various loan programs and works hard for his clients to ensure they are matched with the best loan programs for their unique circumstances. After military retirement, he became a financial planner and assisted numerous military families in their financial affairs. This led to his eventual migration into the mortgage industry where his years of financial planning experience have continued to be useful to his current clients in, helping to ensure they make the best home-buying and refinancing decisions.
He now works with dozens of first time home-buyers each year, as well as seasoned home owners, providing them with the right products and loan programs that meet their best long-term financial interests.
Larry is a graduate of Eastern Kentucky University. In his spare time he enjoys college football, watching the Orioles and sailing on the Chesapeake with his wife.
"Larry did an amazing job putting together my loan. He stayed on top of all the documents I needed to put together in order to complete the loan process,kept me updated on everything going on, and we even closed a week early. I would 100% totally recommend Larry for any of your loan needs"
- Ryan A.