JOHN SHEA

 

Thank you for your interest in the John Shea Mortgage team. We are here to guide you from beginning to end with the homebuying process.

Please feel free to contact us for a free consultation and an opportunity to introduce ourselves.  If you are ready to start the process, please click on Apply with John below.

JOHN SHEA

Senior Loan Officer

jshea@baycapitalmortgage.com

410-562-2046

NMLS# 455896
MD NMLS# 455896
VA NMLS# MLO-55001VA
DC NMLS# MLO455896
FL NMLS#LO96922

John Shea is an experienced mortgage banker providing outstanding service to residential homebuyers, homeowners and real estate professionals. John is a native Washingtonian and is very familiar with the local real estate market. John enjoys getting to know his borrowers and takes pride in putting them in the best loan programs to suit their unique needs and situations.

John and his team are committed to serving each customer with the highest level of service, integrity and professionalism. His commitment to providing solutions to each borrower’s financing needs ensures that the mortgage process is smooth and hassle-free.

“I am here to guide you through the entire home buying process – from helping you choose the mortgage that’s right for you to assisting you through closing. I can meet with you wherever and whenever it is most convenient for you. I chose a career in residential lending because of the satisfaction I get in helping people. I get a wonderful sense of accomplishment in knowing that I have helped someone get into their first home or improve their financial situation.”

"I highly recommend using John Shea for any of your financing needs. He made the process of purchasing my home seamless and stress free, walking me through the process the entire way. Even when issues arose, John was there to provide suggestions and solutions to make sure the loan process went smoothly"

 

 

- Ben F. 


FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.