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JODI HILLMAR
Senior Loan Officer
jhillmar@baycapitalmortgage.com
443-306-3610
I am Your Loan Officer - For Life!!!
With an extensive financial background as a CPA for 8 years and now a Mortgage Advisor for 28 years, I specialize in reviewing my client's entire financial picture to offer them the education and options to make the best financial decisions for their future.
I am focused on the simple yet courageous goal of delivering the most competitive programs options along with the highest level of client service. This "Client First" approach drives repeat business and establishes my reputation with my Clients, Business Partners, and Realtors as their financial partner of choice. I am able to assist you on both Purchase and Refinance home loans.
We Lend in most states!!
Product Highlights:
Conventional
VA Loans
DSCR
Bank Statement financing
Doctor Loans
Creative Financing
1st Time Homebuyer/s
Residential Mortgage
Refinance
Renovation
Divorce Strategies
Career Highlights:
I'm honored to have been presented with the Chairman's Award 2021 and President's award for 2022, 2020, 2019 .
www.nmlsconsumeraccess.org
We Close On Time, Every Time.
The following online calculators serve as helpful tools during the mortgage process.
Calculate your monthly payment and see how the principal is paid over time.
Calculate the difference between renting and buying a home.
Calculate the APR for fixed-rate or adjustable-rate loans.
Determine if you can consolidate your debt by combining it with your home mortgage.
Find out how soon you can pay off your mortgage by making a prepayment.
Determine the additional monthly payment amount needed to pay off the loan sooner.
Find out how long it will take to "break-even" on a refinanced loan.
Determine the estimated tax savings with a new loan.