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JODI HILLMAR

Apply now for a better mortgage experience with Bay Capital Mortgage

JODI HILLMAR

Senior Loan Officer

jhillmar@baycapitalmortgage.com

443-306-3610

NMLS# 173628
MD NMLS# 269524
DE MLO# 173628
VA MLO# 19239
 

I am Your Loan Officer - For Life!!!

 

With an extensive financial background as a CPA for 8 years and now a Mortgage Advisor for 28 years, I specialize in reviewing my client's entire financial picture to offer them the education and options to make the best financial decisions for their future.

 

I am focused on the simple yet courageous goal of delivering the most competitive programs options along with the highest level of client service. This "Client First" approach drives repeat business and establishes my reputation with my Clients, Business Partners, and Realtors as their financial partner of choice. I am able to assist you on both Purchase and Refinance home loans.

 

We Lend in most states!!

 

Product Highlights:

Conventional

VA Loans

DSCR

Bank Statement financing

Doctor Loans

Creative Financing

1st Time Homebuyer/s

Residential Mortgage

Refinance

Renovation

Divorce Strategies

 

Career Highlights:

 

I'm honored to have been presented with the Chairman's Award 2021 and President's award for 2022, 2020, 2019 .

 

www.nmlsconsumeraccess.org

We Close On Time, Every Time.


FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.