ERIC RYON

 

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ERIC RYON

Loan Officer

eryon@baycapitalmortgage.com

443-624-7055

NMLS# 1238842
MD NMLS# 26-40070

Eric recently joined Bay Capital Mortgage Corporation in October 2018. Prior to Bay Capital, he was with 1st Mariner Bank/Howard Bank for over 4 years where he began his mortgage banking career. 

Eric works closely with all buyers but specializes in working with clients on the purchase of their first home. Eric believes that he has a good balance of adapting with the ever-evolving times, but also using old school approaches to best suit his clients. 

Eric is a sports fanatic and enjoys playing golf every chance he gets. Eric and his fiancé, Kayla, live in Chesapeake Beach, MD and will be getting married in May 2019.

Eric went above and beyond for us. We came to him after we had our doubts about the other lender we were talking to. Eric made us feel way more comfortable about buying a home than the other lender did. His explanations of everything was very clear and easy to understand. He was there every step of the way and always informed us of what to expect next. I’m so glad we decided to pick up the phone and call Eric. I would 100% recommend Eric to anyone looking to purchase a home.”

 

– Julian R.


FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Payment / Amortization Calculator

Calculate your monthly payment and see how the principal is paid over time.

 

Rent vs Own Calculator

Calculate the difference between renting and buying a home.

 

Annual Percentage Rate Calculator

Calculate the APR for fixed-rate or adjustable-rate loans.

 

Debt Consolidation Calculator

Determine if you can consolidate your debt by combining it with your home mortgage.

Prepayment Savings Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

 

Early Payoff Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

 

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

 

Tax Savings Calculator

Determine the estimated tax savings with a new loan.