Stay Informed on

Buying, Refinancing and Selling

During Covid-19

Financing

Are there new credit score requirements?

Due to the changing market, credit score requirements for FHA and VA have increased to 640. It is best to contact your Bay Capital Mortgage Advisor for more details.

Bay Capital Mortgage

(410) 974-6044

Company State Licenses
Privacy Policy

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

Company General Compliance Statement: This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant.

2553 Housley Road, Suite 200, Annapolis, Maryland 21401

410-974-6044 | compliance@baycapitalmortgage.com

Company NMLS #39610

www.nmlsconsumeraccess.org

Powered byPrivacy Policy

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

Company General Compliance Statement: This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on applicant’s eligibility and market conditions. Terms of the loan may be subject to payment of points and fees by the applicant.