CHRIS NIEBERLEIN
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CHRIS NIEBERLEIN
Senior Vice President/ Lending
410-913-1530
NMLS# 315319
MD NMLS# 315319
PA NMLS# 45484
Chris has worked in the mortgage industry since 1984. After graduating college in 1983 he worked with JP Morgan Chase for 26 years as a Senior Loan Officer, and received numerous awards for customer service and production.
In 2010 he became a Partner/Sr. Vice President of Bay Capital Mortgage Corporation. Chris still actively originates loans for Bay Capital while working with past and new customers offering them a complete range of mortgage products that include USDA, Conventional, FHA, VA, Construction financing and first time home buyer products.
Active member of the Carroll County Board Of Realtors and the Mortgage Bankers Association.
Chris graduated from Rutgers University in 1983 with a Bachelor of Arts Degree in English and Economics. Chris played Division 1 college basketball from 1979-1983 for Rutgers University.
Chris is married and currently resides in Finksburg, Md.
"This is the fourth time I've worked with Chris over the years and highly recommend him. His knowledge and experience make the homebuying process virtually stress free. Not to mention he's a super nice guy!"
-Rita V.
FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.
Payment / Amortization Calculator
Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator
Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator
Determine the estimated tax savings with a new loan.