Apply now for a better mortgage experience with Bay Capital Mortgage
CHRIS NIEBERLEIN
Senior Vice President/ Lending
410-913-1530
Chris has worked in the mortgage industry since 1984. After graduating college in 1983 he worked with JP Morgan Chase for 26 years as a Senior Loan Officer, and received numerous awards for customer service and production.
In 2010 he became a Partner/Sr. Vice President of Bay Capital Mortgage Corporation. Chris still actively originates loans for Bay Capital while working with past and new customers offering them a complete range of mortgage products that include USDA, Conventional, FHA, VA, Construction financing and first time home buyer products.
Active member of the Carroll County Board Of Realtors and the Mortgage Bankers Association.
Chris graduated from Rutgers University in 1983 with a Bachelor of Arts Degree in English and Economics. Chris played Division 1 college basketball from 1979-1983 for Rutgers University.
Chris is married and currently resides in Finksburg, Md.
"This is the fourth time I've worked with Chris over the years and highly recommend him. His knowledge and experience make the homebuying process virtually stress free. Not to mention he's a super nice guy!"
-Rita V.
The following online calculators serve as helpful tools during the mortgage process.
Calculate your monthly payment and see how the principal is paid over time.
Calculate the difference between renting and buying a home.
Calculate the APR for fixed-rate or adjustable-rate loans.
Determine if you can consolidate your debt by combining it with your home mortgage.
Find out how soon you can pay off your mortgage by making a prepayment.
Determine the additional monthly payment amount needed to pay off the loan sooner.
Find out how long it will take to "break-even" on a refinanced loan.
Determine the estimated tax savings with a new loan.