CHARLES PASTORE
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CHARLES PASTORE
Senior Loan Officer
cpastore@baycapitalmortgage.com
301-503-2977
NMLS# 455880
MD NMLS# 455880
Since graduating from the University of Maryland with a degree in Economics, Charlie has been in the financial services field for over 30 years. He is a lifelong resident of Maryland and has lived in southern Anne Arundel County for over 20 years. Charlie especially enjoys guiding first time homebuyers, move-up buyers and Veterans in the process of home ownership and has made himself an expert on many loan assistance programs such as those offered by the Maryland Mortgage Program. Charlie is consistently one of the top loan officers with the USDA Rural Development program in both Southern Maryland and the Eastern Shore.
He is proud to be a long-time fan of the Stanley Cup champion Washington Capitals almost since their inception, a supporter of UM athletics and an avid enthusiast of all things motorcycling related.
Charlie lives in Davidsonville with his wife Donna and their two Yorkie boys.
"The process was quick and the system was very easy to use when additional documentation was needed. Everyone was very helpful throughout the process"
- Helen M.
"Charlie was very knowledgeable and provided great guidance through this process. He and Stacy ensured all details were taken care of without delay in order to provide an uneventful settlement. The team and office was delightful to work with and would definitely recommend to others!"
- Marla A.
FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.
Payment / Amortization Calculator
Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator
Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator
Determine the estimated tax savings with a new loan.