BRAD WATKINS
Apply now for a better mortgage experience with Bay Capital Mortgage
BRAD WATKINS
Chief Operating Officer
410-274-8450
NMLS# 259922
MD NMLS# 259922
VA NMLS# MLO-9075VA
Brad has been in the mortgage industry since 1984. He spent 24 of those years with JP Morgan Chase. In 2010, Brad became a Partner with Bay Capital Mortgage and currently holds the title of Chief Operating Officer (COO). Brad is considered a specialist in assisting first time home buyers and move-up buyers using USDA, FHA and conventional financing programs. He has also facilitated in helping Veterans achieve home-ownership by using the VA loan program.
Brad earned a Bachelor of Science degree in Business & Management from the University of Maryland, College Park.
Brad enjoys working in the mortgage business and looks forward to helping you with the financing of your current or new home.
"Explained everything to me and made the process incredibly easy to understand. Worked with me to get the best rates and made me feel that i had nothing to worry about. A++++"
- Chandler H.
FIND OUT HOW MUCH YOU CAN AFFORD
The following online calculators serve as helpful tools during the mortgage process.
Payment / Amortization Calculator
Calculate your monthly payment and see how the principal is paid over time.
Rent vs Own Calculator
Calculate the difference between renting and buying a home.
Annual Percentage Rate Calculator
Calculate the APR for fixed-rate or adjustable-rate loans.
Debt Consolidation Calculator
Determine if you can consolidate your debt by combining it with your home mortgage.
Prepayment Savings Calculator
Find out how soon you can pay off your mortgage by making a prepayment.
Early Payoff Calculator
Determine the additional monthly payment amount needed to pay off the loan sooner.
Refinance Break-Even Point Calculator
Find out how long it will take to "break-even" on a refinanced loan.
Tax Savings Calculator
Determine the estimated tax savings with a new loan.