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Mortgage Rates
Here are a few loan programs we offer. These programs are unique to Bay Capital Mortgage. To learn more about these programs and many others, call us at (410) 974-6044 in Annapolis, MD, (410) 819-3005 in Easton, MD or (919)554-2202 in Raleigh, NC.     These rates/points listed are National Averages as being reported each week, they do not reflect the actual rates being offered by Bay Capital Mortgage.
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Program Name Rate Points APR Payment  
 FHA 30 Year (Conforming) 4.500% 1.00% 5.250% $0.00
30 Year Fixed (Conforming) 3.893% 0.40% 4.145% $0.00  
 VA 30 Fixed (Conforming) 5.500% 1.00% 5.875% $0.00
15 Year Fixed (Conforming) 3.173% 0.35% 4.010% $0.00  
1 Year ARM (Conforming) 3.730% 0.35% 4.730% $0.00  
3/1 ARM (Conforming) 2.740% 0.40% 4.330% $0.00  
5/1 ARM (Conforming) 2.880% 0.35% 3.570% $0.00  
1 Year ARM (Jumbo) 2.660% 0.35% 3.780% $0.00  
3/1 ARM (Jumbo) 2.870% 0.35% 3.590% $0.00  
5/1 ARM (Jumbo) 3.250% 0.40% 4.150% $0.00  
15 Year Fixed (Jumbo) 4.085% 0.35% 4.920% $0.00  
= Special Program
Rates are subject to change without notice.
Rates last updated on 02/21/2012.
BAY CAPITAL MORTGAGE CORPORATION NMLS ID# 39610
801 COMPASS WAY, SUITE 208, ANNAPOLIS, MD  21401
Office:  (410) 974-6044
Fax:  (410) 573-5955
leo@baycapitalmortgage.com
Copyright © 2012 BAY CAPITAL MORTGAGE CORP.
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